Rent allowance 2025
Rent allowance 2025 (information on the tax authorities' website)
Rent allowance for more people
More tenants will be eligible for housing benefit. The rules for housing benefit are also changing. This is being achieved through two new housing benefit laws. These laws will implement the following changes:
From 2025
- the difference in rent allowance between the elderly and non-elderly disappears;
- Households with at least two people under the state pension age will receive a higher allowance if they pay a higher rent;
- tenants will have more benefits if they earn more
The amount of rent benefit depends on your income, rent, age and assets.
The changes for 2026 will be published at the end of this year.
Make a test calculation to see if you qualify for rent benefit. You can do this at www.belastingdienst.nl
You can apply for the rent allowance for 2025 until September 1, 2026.
If you already received rent benefit in 2024, you do not need to apply again in 2025. You will receive the benefit automatically, as long as you meet the conditions for rent benefit.
Important to know:
Can I get housing benefit?
Not everyone who rents is eligible. To be eligible, your income must be below a certain level. Your rent must be neither too high nor too low. See the key requirements below.
To be eligible for rent benefit, you must meet at least the following conditions:
- You are 18 years or older.
- You rent an independent living space.
- You are registered with the municipality at your home address.
- You have Dutch nationality or a valid residence permit.
- Your (joint) income is not too high.
The rent is neither too high nor too low. And the (joint) assets are not too high. (See the tables below.)
The income of other people in your home usually counts.
If you have a benefit partner or co-residents, their income also counts.
In addition to your income, holiday allowance and alimony are also included. If you have children living at home with an income, a portion of this income will not be counted. For
children
living at home under 23, only income above
€6,042 will be counted in 2025. Applying for rent benefit? Be sure to report your child's entire annual income, even if it is less than €6,042 in 2025.
It is not about the net income, but about your child's 'assessment income'.
If your child is 23 or older, their entire income counts towards the rent allowance. The exemption no longer applies.
The exemption still applies in the year in which your child turns 23.
Example
Your child's birthday is on January 15th and they'll turn 23 this year. The exemption will still apply for the entire year. On January 1st of next year, the exemption expires, and their entire income will count towards their rent allowance.
Your child's birthday is on December 27th. The exemption will then apply until the end of the year in which your child turns 23, but not in the following year.
Student finance doesn't count.
Student finance doesn't count as income for housing benefit. So you don't need to report it to us.
Example 1
Your child has an income of €4,000 this year and also receives €2,000 in student finance. You indicate that your child has a qualifying income of €4,000, as the student finance doesn't count.
When calculating your rent benefit, we do not include your child's income, because the €4,000 is below the exemption of €6,042.
Example 2
Your child earns €12,000 this year. You inform us that your child has an income of €12,000.
When calculating your rent benefit, we take into account your child's income of €12,000 - €6,042 = €5,958.
My benefit partner Your spouse or registered partner is your benefit partner.
Housemate
A housemate is someone who is part of your household.
And who is registered at the same address with the municipality. For example, your child, a parent, or someone else living with you.
Someone is using my address as their mailing address.
Is someone registered at your address with the municipality, but only as a mailing address? Then that person is not your housemate.
Your assets may not be too high.
You may also not have too much wealth, such as savings. Each resident may have a maximum of €37,395 as of January 1, 2025. Partners may have a maximum of €74,790 together. Savings, shares, and a holiday home in the Netherlands or abroad, for example, count . But the house you live in and your car do not count as assets.
If your spouse or registered partner is not registered at your address, their assets will not count towards your rent allowance.
Do you have too much capital on January 1, 2025?
Then you are not entitled to housing benefit for the entire year. Are you already receiving housing benefit?
Don't stop your rent allowance yourself, but report the assets to the tax authorities. Always report changes as soon as possible; you can do this online or by phone. See the end of this article for more information.
Amounts of the maximum assets for rent allowance in recent years:
Year
Without allowance partner With allowance partner Co-residents
Maximum
assets 2025 € 37,395 € 74,790 together € 37,395 per
roommate
Maximum
assets 2024 € 36,952 € 73,904 together € 36,952 per
roommate
Maximum
assets 2023 € 33,748 € 67,496 together € 33,748 per
Fellow resident
You may be eligible for housing benefit if your calculated rent is not too high (not exceeding the rent limit). See below for the rent limits from previous years.
Rent limit if you or a Rent limit if you are between
of the residents are 23 or older. You are between 18 and 23 years old.
Or if you have a resident child.
Yearly Rent Limit Yearly Rent Limit
2025 € 900.07 2025 € 477.20
2024 € 879.66 2024 € 454.47
2023 € 808.06 2023 € 452.20
Want to know how much rent benefit you could receive? Then make a sample calculation.
How is rent benefit calculated?
The rent benefit is calculated using the calculated rent. This rent consists of the basic rent plus service charges.
Where can I find these amounts?
The basic rent and your service charges are usually listed in your lease or in the letter about the annual rent increase.
Service costs:
Special rules apply to service costs for rent allowance. There are four categories:
- service costs: cleaning costs for common areas
These are the monthly cleaning costs for the elevator and other common areas, such as a gallery, stairwell or recreation room.
- energy costs for common areas
These include, for example, the monthly electricity costs for the elevator, lighting, ventilation, and alarm system. This does not include the energy costs of your home.
- caretaker costs
These are the monthly costs for the services that the caretaker provides for you.
- costs for service and recreation areas
These are the monthly costs for repairs and major maintenance of service areas and recreation rooms. These costs are typically incurred in senior housing complexes. They do not include inventory, cleaning, or garden maintenance.
You must declare your actual costs, but with a maximum of €12 per category. So, you can include a maximum of €48.
Example:
You pay the following costs Actual costs or declarable costs
Cleaning
common room € 15 € 12
Energy costs
common areas € 11 € 11
Costs for service-
and recreation areas € 18 € 12
Total €44 €35
My rent has become too high. Can I keep my benefits? Has your rent exceeded the maximum rent limit due to a rent increase? But were you already receiving benefits for that property? Then you are still entitled to benefits. We call this acquired right. You must still meet all other requirements for benefits. You will not receive benefits for the portion of your rent that exceeds the benefits limit.
IMPORTANT:
Did you lose your housing benefit in the past even though you were entitled to it? Perhaps this was unjustified. If so, please contact the Tax Information Line . They will be happy to assist you.
You can lose your acquired right.
For example, if your assets or (joint) income become too high and you are no longer entitled to housing benefit. You can only receive housing benefit again if your rent falls below the housing benefit threshold and you meet all the conditions for housing benefit.
When does my rent benefit start?
Your rent benefit starts on the 1st of the month. If you're not registered on the 1st of the month, your rent benefit won't start until the following month.
Reporting changes.
Do you receive housing benefit and has something changed in your life? Your income, for example, or the composition of your household has changed. This affects your benefit. You must report any changes in your situation to the Tax and Customs Administration within four weeks.
Below are some examples:
Your assets for rent allowance.
In 2025, you may have a maximum of €37,395 in assets to qualify for rent allowance. Do you have a partner? Together with your partner, you may have a maximum of €74,790 in assets. A co-resident may not have more than €37,395 in assets.
Do you have a child aged 18 or older living at home? This child counts as a co-resident and may therefore have a maximum of €37,395 in assets.
But do you have a child under 18 living at home? Then this child's assets count towards your assets.
Examples of co-residents
- Your assets on January 1, 2025 are € 35,000. Your allowance partner has on that
€20,000 in his bank account on the date. In that case, you may receive housing benefit, as your combined assets do not exceed €74,790.
- Your assets on January 1, 2025, are €10,000. A housemate has €50,000 in their bank account on that date. In that case, you are not entitled to housing benefit because your housemate's assets are too high.
Do children's assets count?
Do you have a child aged 18 or older living at home? This child counts as a co-resident.
Is your child younger than 18? Then this child's assets count towards your
assets.
Do you and the other parent no longer live together? Then your assets count
minor child usually only participates for half of the price.
Examples of resident children
- Your assets on January 1, 2025, are €30,000. Your 18-year-old resident child has €9,000 in their bank account on that date. In that case, you are entitled to housing benefit because your assets do not exceed €37,395, nor do your child's.
- Your assets on January 1, 2025, are €30,000. Your 17-year-old resident child has €9,000 in their bank account on that date. In that case, you are not entitled to housing benefit because your assets combined with those of your child exceed €37,395.
- Your assets on January 1, 2025, are €10,000. Your 27-year-old resident child has €40,000 in their bank account on that date. In that case, you are not entitled to housing benefit because your child's assets exceed €37,395.
Do you have a benefit partner or a co-resident for only part of the year?
Then their assets don't count.
Example:
You had assets of €30,000 on January 1, 2025. In March, someone moved in with you and became your benefit partner. This person has €50,000 in their savings account. Because you didn't have a benefit partner for the entire year (not in January or February), you don't need to include your benefit partner's assets for 2025. Therefore, we calculate your benefit based solely on your assets. Your benefit partner's assets will be included from January 1, 2026.
Too much power?
Do you have excess assets on January 1st? Then you are not entitled to any benefits for the entire year. This applies even if your assets fall below the maximum later this year. You will then only be eligible for rent benefit again next year. Are you currently receiving rent benefit? Then contact the Tax and Customs Administration as soon as possible.
Tip
Will your assets decrease after January 1st? Report your new assets to the tax authorities through My Benefits. You will then automatically receive your income next year.
housing benefit if you are entitled to it.
Will your assets increase after January 1?
Then you're still entitled to housing benefit this year and don't need to do anything now. Your assets will count towards your housing benefit again next year.
Report your new assets to the tax authorities using My Benefits. The tax authorities will then automatically stop your rent benefit next year if you are no longer entitled to it. This prevents you from having to repay the benefit later.
So many tenants, so many situations.
Are you under 18? Do you receive state pension (AOW)? Are you not a Dutch citizen? Does someone with a disability live in your home? Are you unsure whether you should include service charges? Or are you in a special situation?
If you have any questions, you can always call the tax authorities.
Tax Phone: 0800-0543 (free)
Call this number with questions about taxes and benefits. Also to schedule an appointment.
Are you calling from abroad?
Then call: +31 555 385 385.
Always keep your Citizen Service Number (BSN) at hand.
Do not call the Tax Telephone on expensive 0900 numbers.
You can also find information on the websites listed below.
Sources : www.belastingdienst.nl www.toeslagen.nl www.rijksoverheid.nl
